With advanced use of technology and a business plan built around the Florida state insurance rebate statute (statute 626.572), we can offer our customers a 12% rebate on flood insurance costs. This rebate can be applied year after year after year resulting in significant savings.
We can afford to provide the exact same FEMA-backed NFIP flood insurance as every other insurance agency in Florida for 12% less because:
- We built our business model around rebating so we can afford it
- We use advanced web technology to allow customers to buy their flood insurance direct from the underwriter
- We have experienced agents in our call center that have direct access to the underwriter’s rating systems
- We started rebating from our inception so we don’t have to go back and “retro-rebate” which is way too costly, like other existing agencies would have to do
- We represent one of the only flood insurance underwriters that allow rebating – most insurance companies do not
- We care about helping Americans and giving back part of our commission in return for loyalty is worth it


