About Us
AmeriFlood is a Florida based company that is dedicated to efficiently selling flood insurance to Americans. We are a licensed agency selling FEMA-backed NFIP (National Flood Insurance Program) flood insurance. Our headquarters are located in Trinity FL (outside of Tampa) with other offices in New Jersey, North Carolina, Texas, and Mississippi with plans to branch out to other states in the near future.

With advanced use of technology and a business plan built around the Florida state insurance rebate statute (statute 626.572), we can offer our customers a 12% rebate on flood insurance costs. This rebate can be applied year after year after year resulting in significant savings.

We can afford to provide the exact same FEMA-backed NFIP flood insurance as every other insurance agency in Florida for 12% less because:

  • We built our business model around rebating so we can afford it
  • We use advanced web technology to allow customers to buy their flood insurance direct from the underwriter
  • We have experienced agents in our call center that have direct access to the underwriter’s rating systems
  • We started rebating from our inception so we don’t have to go back and “retro-rebate” which is way too costly, like other existing agencies would have to do
  • We represent one of the only flood insurance underwriters that allow rebating – most insurance companies do not
  • We care about helping Americans and giving back part of our commission in return for loyalty is worth it