The Same Exact Flood Insurance Policy , Written Through The National Flood Insurance Program…. For 12% Less.
If you aren’t buying your flood insurance from AmeriFlood and you live in Florida or California you are overpaying by 12%. See, both Florida and California are commonly know as “Rebating” states, which means that a qualified insurance agency can rebate a portion of the purchase price back to the buyer.
With AmeriFlood You Also Get –
AmeriFlood Hassle Free 12% Rebate And What It Means To You!
AmeriFlood is currently a rebating agency that is actively offering a rebate to homeowners and one of just a couple agencies that are even allowed to offer rebates to commercial or condominiums. The reason AmeriFlood can offer this greatly reduced price on the exact same policy when only a few others can is this - in order to be a “rebating” agency , one must either rebate every policy from the start or retroactively rebate polices once the agency begins rebating. Due to the fact that “rebating” cuts into the profit margin of the policy for the agency, most choose to forgo it at the start of the agency and can’t afford to “retro rebate” once the agency has been operating for a year or more.
At AmeriFlood, our business model was created from the start to allow us to take policy applications over the internet via our website and call center. This means we can operate on less overhead and therefore offer a 12% Rebate On Every Single Policy Written In The States Of Florida And California – Regardless Of Size, Structure Or Anything Else.
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Click Here To See The Florida Rebate Statute Online- Or See Below
626.572 Rebating; when allowed.--
(1) No insurance agency agent shall rebate any portion of a commission except as follows:
(a) The rebate shall be available to all insured’s in the same actuarial class.
(b) The rebate shall be in accordance with a rebating schedule filed by the agent with the insurer issuing the policy to which the rebate applies.
(c) The rebating schedule shall be uniformly applied in that all insured’s who purchase the same policy through the agent for the same amount of insurance receive the same percentage rebate.
(d) Rebates shall not be given to an insured with respect to a policy purchased from an insurer that prohibits its agents from rebating commissions.
(e) The rebate schedule is prominently displayed in public view in the agent's place of doing business and a copy is available to insured’s on request at no charge.
(f) The age, sex, place of residence, race, nationality, ethnic origin, marital status, or occupation of the insured or location of the risk is not utilized in determining the percentage of the rebate or whether a rebate is available.
(2) The insurance agency agent shall maintain a copy of all rebate schedules for the most recent 5 years and their effective dates.
(3) No rebate shall be withheld or limited in amount based on factors which are unfairly discriminatory.
(4) No rebate shall be given which is not reflected on the rebate schedule.
(5) No rebate shall be refused or granted based upon the purchase or failure of the insured or applicant to purchase collateral business.
History.--ss. 52, 207, ch. 90-363; s. 4, ch. 91-429; s. 233, ch. 97-102; s. 19, ch. 2005-257.
(California Rebate Statute Coming Soon)
