Frequently Asked Questions


1. AmeriFlood - An introduction    15. What is covered in my basement?
2. What is a flood?   16. Can any agent sell me flood insurance?
3. Who can buy flood insurance?    17. What is insurance rebating?
4. Do I need flood insurance?    18. Is rebating allowed in every state?
5. How much flood insurance do I need?   19. Does every insurance agent rebate?
6. How much does flood insurance cost?   20. How much of a rebate can I get?
7. Does flood insurance become effective immediately?   21. How soon will I receive my rebate?
8. What is a flood zone and how is it determined?   22. Why can’t you give me an instant rebate?
9. Can you confirm what flood zone I live in?   23. Will I get a rebate every year?
10. What is FEMA and NFIP?   24. How do I file a claim?
11. Does my community participate in the NFIP?   25. Are claims settled at replacement cost?
12. Is my property in a special flood hazard area??   26. What is a forced place policy?
13. If I am in a low risk zone why buy insurance?   27. What is the Community Ratind System?
14. Does the number of floors in my house matter?   28. Can I qualify for a CRS discount?



1. AmeriFlood - An introduction2. What is a flood?
           


3. Who can buy flood insurance?

4. Do I need flood insurance?
           


5. How much flood insurance do I need?

6. How much does flood insurance cost?
           


7. Does flood insurance become effective immediately?

8. What is a flood zone and how is it determined?
           


9. Can you confirm what flood zone I live in?

10. What is FEMA and NFIP?
           


11. Does my community participate in the NFIP?

12. Is my property in a special flood hazard area?
           


13. If I am in a low risk zone why buy insurance?

14. Does the number of floors in my house matter?
           


15. What is covered in my basement?

16. Can any agent sell me flood insurance?
           


17. What is insurance rebating?

18. Is rebating allowed in every state?
           


19. Does every insurance agent rebate?

20. How much of a rebate can I get?
           


21. How soon will I receive my rebate?

22. Why can’t you give me an instant rebate?
           


23. Will I get a rebate every year?

24. How do I file a claim?
           


25. Are claims settled at replacement cost?

26. What is a forced place policy?
           


27. What is a Community Rating System?

28. Can I qualify for a CRS discount?