AmeriFlood – America's Flood Insurance Experts
If you are like most people, you buy your flood insurance from your property and casualty agent because it’s convenient and you don’t really have to think about it. If you are a homeowner, chances are where ever you bought your homeowner's insurance is where you bought your flood insurance – again probably because it was easy and the agent told you something like..."It doesn’t really matter who you buy your flood insurance from." The truth is IT DOES MATTER who you buy your flood insurance from!
5 Things To Demand From Any Flood Insurance Agency You Buy A Policy From
- 24 Hour Ability To Visit A Website And Print Out The Following: Declaration Page, Certificate Of Insurance, And Policy Details.
It sounds simple doesn’t it, you visit a website, you type in your policy number, and you have access to everything your flood insurance agency does. This would include, renewal papers, certificates of insurance, all the policy details, how and where to file a claim, what is covered and what to do if there is a problem. - 8am-8pm Customer Service Line, Answered By A Live Representative Who Can Answer Your Questions And Help You With Your Needs.
Call your local agent 3-4 times over the next week and you will likely find yourself amazed at how often you have to leave a message and wait for a call back. Sometimes that call back doesn’t happen for 2-3 days. At AmeriFlood, we have licensed agents and representatives on hand from 8am to 8pm (ET) Monday-Friday and you can always access your account/policy via our secure customer section on our website. - Access To A Library Of Flood Insurance Information, Statutes, Current News Articles And Industry Information.
Any good flood insurance agency should have a library of material that educates the buyers on what to look for and what to look out for when buying flood insurance. Articles should include recent changes in state statutes, interesting news articles written by major news sources and specific relevant materials for condo owners, property managers and commercial property owners. - Policy Underwritten By A Nationally Renowned Company, Backed By More Than 50 Years Of Service And At Least 100 Million Dollars In Assets.
Unfortunately, due to natural disasters like Hurricane Katrina, the cost of flood insurance is sky rocketing – particularly in coastal states. Not only has the cost of the insurance gone up, but due to high number of claims – the cost of providing flood insurance has skyrocketed as well. The net result of this is that one flood insurance agency after another is simply pulling up stakes and leaving the flood insurance industry all together. When you do buy your flood insurance, make sure that the agency that is providing it, and the underwriters are on solid financial ground and aren’t going to pull up shop at the first sign of trouble. AmeriFlood is backed by a nationally renowned company that has solid financial backing and has been serving coastal states for over 50 years. - Licensed Agent Selling FEMA Backed Flood Insurance.
When you buy your next flood insurance policy, one of the first things you need to verify is that the agency is licensed and that the policy they offer is FEMA backed. Otherwise in a case of a real disaster, you could find out that the policy you bought and paid for has been canceled or sold and is worthless right when you need it.
